After reading a comic titled "The Guide to Saving Money for a Tokyo Woman with an Annual Income of 2 Million Yen", I felt that the content inside was very suitable for those friends who are lazy but still want to save money.

1. Conduct classification statistics and formulate annual, monthly, and weekly expenditure plans.
2. Compared to a tight budget, the method of saving money easily and sustainably is more feasible. It is sufficient to save 2,000-3,000 yuan per month.
3. Save money easily in your own way.
4. Formulate your own rules for saving money easily.
The rules proposed in the book:
(1) Set a flexible expenditure budget.
(2) Strictly follow the expenditure budget for each item (if the budget for a certain item this month has been spent, then buy it next month, and the item won't grow old).
(3) Don't worry about a slight overspending as long as there is no significant overspending. The pressure to save money decreases, and buying things becomes more enjoyable, making it easier to persist in saving money.
(4) Open a special bank account for savings, deposit the remaining money from the monthly expenditure budget, and watch as the money in the account gradually increases. The motivation to save money will also increase.
5. The types of expenditures can be classified as: consumption, waste, and investment.
(1) Key points for judging waste: excessive use, non-essential items, failed purchases, items with room for improvement.
(2) Key points for judging investment: Have you felt more psychologically fulfilled after purchasing? Has your life become better? Is it useful for the future? (Meals, book purchases, entertainment, socializing, movies, travel, stationery, lectures, household appliances, etc.).
6. Conduct a consumption review at the beginning or end of each month.
(1) It can be easily classified by coloring the receipts.
(2) Calculate the total of consumption, waste, investment, etc.
(3) Sort the "waste" items by amount and simply mark the reasons for waste (such as clothing, too large size, no matching clothes, rarely worn).
7. Cherish the opportunity to spend money on others.
8. Spend money on hobbies moderately.
(1) Compared to spending money on things, it is better to spend money on experiences.
(2) Make a rough plan for the year, increase regular spending on hobbies (such as watching movies, attending concerts, etc.).
(3) Within a certain period, concentrate the spending on hobbies in one area, and having too many things will be too much for the body and wallet.
9. Re-examine the items around you through the list of desired items (the original text is kitchenware, but I think this rule applies to all items).
10. Only buy necessary items (consumables, repeatedly purchased items) at the supermarket, check out as soon as you have enough items, and if you keep browsing, you will buy unnecessary things.
11. Clothing, cosmetics:
(1) Regular decluttering.
(2) Clothing retention rule: basic colors + appropriate-colored clothing, simple shape + clothing suitable for one's body type, comfortable fabric clothing.
(3) Through the existing item list, understand one's preferences, pair the frequently worn clothing for photos and record, and shop based on dressing needs.
(4) Purchase items that will definitely be worn. When purchasing an item, write down as detailed as possible the requirements for the clothes in a notebook, search for matching clothes online or in physical stores.
(5) Use your own needs rather than a fixed process to use skincare products and cosmetics. For areas that don't want to be applied, simply don't buy related cosmetics. Keep only one of each type of cosmetic, and purchase when it is finished.
12. Use the "Thought Notebook" to organize thoughts in your mind, making your thoughts more organized:
(1) When there are many things to do and your mind is chaotic, simply listing the things to do makes it easy to sort them.
(2) When feeling worried about the future, write down your five-year dreams, and you can gradually move towards the goal.
(3) Check the notes every 2-3 years, and discard the earlier content promptly.
13. Try "light side businesses" that can increase income.